No hard credit check to confirm eligibility — take the quiz below!
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Unfortunately, based on your answers, we're unable to help with a loan right now. Wishing you the best moving forward.
Tell us about your situation so we can match you with the right personal loan options available to you
We'll review your answers and match you with a trusted loan provider that fits your situation and loan amount needed
A trusted loan specialist will call you within minutes to finalize your approval and get your funds sent out fast
Kyle R.
Austin, TX
"My car died, and I needed something reliable for work. I didn't want to drain what little savings I had. Took the quiz on my lunch break, got pre-approved for $12,000, and the money was in my account the next day. Thankful it was this easy with no hard credit check.
Rebecca J.
Phoenix, AZ
"I'd been stressing about money for years and didn't know where to turn. Took the steady loans quiz, got a call within minutes, and the whole process was way easier than I expected. First time in a long time I actually feel like I can breathe again."
Michael P.
Tampa, FL
"I clicked out of curiosity, honestly expecting another scam. Took the quiz in under a minute, no hard credit check, and got matched with a real lender who explained everything in plain English. Surprisingly, very easy to get started. Wish I'd done it sooner."
Most people finish the quiz in under 60 seconds. After you submit, a trusted loan specialist will call you within minutes to confirm your details and walk you through your offer. Many borrowers have funds in their account within 24 hours.
No. Checking your eligibility through our quiz is a soft inquiry, which means there's zero impact to your credit score.
There's no single minimum. Our lending partners work with a wide range of credit profiles, including fair credit. They look at more than just your score. Things like your income, employment, and overall financial picture all factor in. The only way to know for sure is to take the quiz.
No. We take your privacy seriously. You'll only be contacted by one of our trusted lending specialist to confrim and finalize your inquiry. You can opt out of communication at any time.
Yes. Your information is used solely to connect you with a lending specialist. We do not sell, share, or trade your data. See our Privacy Policy for full details.
Takes 60 seconds. Free. No hard credit check. No obligation.
Get pre-approvedMy Steady Loan is a free lead generation and referral service. We are not a lender, a loan broker, or a financial advisor. We do not make loans, issue credit decisions, set interest rates, or determine loan terms. Our sole role is collecting information from individuals interested in exploring personal loan options and connecting them — at no cost — with a single trusted lending partner who may be able to assist.
By submitting your information through this website, you acknowledge and agree that My Steady Loan may collect, store, and share the information you provide — including your name, phone number, email address, state of residence, employment details, income information, and the requested loan amount and purpose — for the purpose of facilitating contact with one trusted lending partner regarding your loan inquiry.
We forward your information to one lending partner only. You will not be contacted by multiple lenders, brokers, or agencies as a result of submitting this form. By submitting your information, you expressly consent to being contacted by phone call, text message (SMS), pre-recorded voice message, autodialed call, or email by My Steady Loan and/or our trusted lending partner regarding your loan inquiry, even if your phone number is listed on any federal, state, or corporate Do Not Call registry. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP. Consent to contact is not a condition of receiving any loan offer or service.
Any information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult a qualified financial professional before making any borrowing decisions. Submitting your information does not constitute a loan application and does not guarantee that you will be approved for a personal loan or any specific loan amount, rate, or term. All loan approvals, amounts, interest rates, fees, and terms are determined solely by the lending partner you are connected with, based on their own underwriting criteria and your individual creditworthiness, income, and financial profile.
Personal loan APRs typically range from approximately 5.99% to 35.99%, depending on the lender, your credit profile, loan amount, and repayment term. Origination fees, late fees, and other charges may apply and will be disclosed by your lender prior to loan acceptance.
The information collected through our quiz constitutes a soft inquiry only and does not affect your credit score. A hard credit inquiry, which may temporarily impact your credit score, will only occur if you choose to formally apply for a loan with a specific lender.
We take reasonable steps to protect your submitted information, including encryption of sensitive data in transit. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security of your data.
My Steady Loan is not responsible for the actions, advice, lending decisions, loan terms, or services of any third-party lending partner. Any loan agreement, contract, or relationship formed with a third-party lender is solely between you and that lender. My Steady Loan does not endorse or guarantee any specific lender or loan product.
We may update this policy from time to time without prior notice. Continued use of this website constitutes acceptance of any posted changes. If you have questions about this policy or wish to request access to, correction of, or deletion of your personal information, please contact us through the Contact Us page/link.
By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you may not use this website or submit your information through it.
1. Nature of the Service
My Steady Loan is a free referral and lead generation service. We are not a lender, loan broker, financial advisor, or legal advisor. We do not originate loans, make credit decisions, determine loan amounts, set interest rates, establish loan terms, or fund loans. Our role is limited to connecting interested consumers with a single trusted lending partner who may offer personal loan options. We are not affiliated with any government agency.
2. No Financial or Legal Advice
Nothing on this website constitutes financial, legal, tax, or credit counseling advice. All content is for general informational purposes only and should not be relied upon as a substitute for professional advice. You should consult a qualified financial professional regarding your individual circumstances before making any borrowing decisions.
3. No Guarantee of Approval or Loan Terms
Submitting your information does not constitute a loan application and does not guarantee that you will be approved for a personal loan, a specific loan amount, a specific interest rate, or any specific repayment term. All loan approvals, amounts, APRs, fees, and terms are determined solely by the lending partner you are connected with, based on their own underwriting criteria and your individual creditworthiness, income, employment, and financial profile. Loan availability and terms vary by state.
4. Representative Loan Terms
Personal loan APRs typically range from approximately 5.99% to 35.99%, depending on the lender, your credit profile, loan amount, repayment term, and state of residence. Origination fees, late fees, returned payment fees, and other charges may apply and will be disclosed by your lender prior to loan acceptance. Loan terms typically range from 12 to 84 months. All specific terms will be presented to you in writing by the lender before you enter into any binding agreement.
5. Credit Inquiries
The information collected through our quiz constitutes a soft credit inquiry only and does not affect your credit score. If you choose to formally apply for a loan with a lender after being matched, that lender may perform a hard credit inquiry, which may temporarily impact your credit score. The decision to authorize a hard inquiry rests solely with you.
6. Single Partner Referral
Your information will be shared with one trusted lending partner only. My Steady Loan does not sell, distribute, or share your information with multiple lenders, brokers, aggregators, or marketing organizations as a result of your submission through this website.
7. No Upfront Fees
My Steady Loan does not charge consumers any upfront fees for this referral service. Our service is completely free to you. Lenders may charge origination fees, interest, and other loan-related fees as part of any loan agreement you enter into directly with them.
8. Consent to Be Contacted
By submitting your information, you expressly consent to be contacted by My Steady Loan and/or our trusted lending partner via phone call, SMS/text message, pre-recorded voice message, autodialed call, or email regarding your loan inquiry, even if your phone number is listed on any federal, state, or corporate Do Not Call registry. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP, and you may opt out of email communications by using the unsubscribe link in any email. Consent to contact is not a condition of receiving any loan offer or service.
9. User Accuracy and Eligibility
You agree that the information you provide is true, accurate, current, and complete to the best of your knowledge. You agree not to submit false, misleading, or fraudulent information. You represent that you are at least 18 years of age, a legal resident of the United States, and legally able to enter into binding contracts. You agree to use this website only for lawful purposes and only to inquire about loan options for yourself.
10. Third-Party Responsibility
My Steady Loan is not responsible for the actions, advice, services, lending decisions, loan terms, representations, or business practices of any third-party lending partner. Any loan agreement, contract, or professional relationship formed through this service is solely between you and that third party. We do not endorse, guarantee, or warrant any specific lender, loan product, or outcome.
11. Limitation of Liability
To the maximum extent permitted by law, My Steady Loan, its officers, directors, employees, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of this website, your submission of information, any communications you receive from third-party lending partners, any loan you obtain or fail to obtain, or any decisions you make based on information provided through this website. This limitation applies regardless of the legal theory of liability.
12. Indemnification
You agree to indemnify and hold harmless My Steady Loan and its affiliates from any claims, damages, losses, or expenses, including reasonable attorney's fees, arising from your use of this website, your violation of these Terms & Conditions, or your interactions with any third-party lending partner.
13. Intellectual Property
All content on this website — including text, graphics, logos, images, and design — is owned by or licensed to My Steady Loan and is protected by United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written permission.
14. Website Availability
We do not guarantee that this website will be available at all times or free from errors, viruses, or interruptions. We reserve the right to modify, suspend, or discontinue any portion of this website at any time without notice.
15. Modifications to Terms
We reserve the right to modify these Terms & Conditions at any time without prior notice. Any changes will be posted on this page, and your continued use of the website following such changes constitutes your acceptance of the modified terms. We encourage you to review this page periodically.
16. Governing Law and Dispute Resolution
These Terms & Conditions are governed by the laws of the state in which My Steady Loan operates, without regard to conflict of law principles. Any dispute arising from or related to these Terms & Conditions or your use of this website shall be resolved through binding individual arbitration rather than in court, except that you may bring claims in small claims court if eligible. You waive any right to participate in a class action lawsuit or class-wide arbitration.
17. Severability
If any provision of these Terms & Conditions is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
18. Contact
For questions regarding these Terms & Conditions, our Privacy Policy, or to exercise any rights under applicable privacy laws, please contact us using the Contact Us page/link on this website.
Need Help or have any questions?
Email our support partner: [email protected]
You can expect a response within 24 hours.